Transition Tool 04
Can I sell this home and afford the next one?
See how much cash may come out of your sale, what the next move may require, and whether there is a gap to solve.
01 · The Money
Six numbers. One clear move plan.
Start with the big decisions. Title, transfer, closing, and moving assumptions are already populated and can be changed below.
Cash going in
Fine tune the assumptionsOptional
02 · Your Move Clarity Plan
Your move appears workableThe plan protects your cushion.
After the estimated sale and next purchase, your assumptions leave $35,648 beyond the cash cushion you want to protect.
Remaining after your planned cushion
After payoff and estimated selling costs
Down payment, closing, moving, and overlap
Before protecting your desired cushion
03 · What to Do Next
Protect the plan.
These are the three highest value conversations to have before listing your home or making an offer.
- 01
Keep the planned cushion separate from the down payment.
- 02
Confirm the expected sale proceeds with a property specific net sheet.
- 03
Have a lender verify the payment and closing cash before making an offer.
04 · The Next Payment
Know the monthly change too.
This planning estimate includes principal, interest, property taxes, homeowners insurance, and any entered association fee.
Fine tune the monthly paymentOptional
05 · Closing Sequence
Not sure yetLet the numbers choose the sequence.
The plan appears possible after the current home sells. The next decision is how much timing risk and temporary inconvenience you want.
Plan for this nextReview the result with Justin and a lender before setting a listing date or making an offer.
Before You Commit
Three ways sellers get caught.
They spend gross equity.
The sale price is not the cash you receive. Payoffs, title, transfer, compensation, repairs, credits, and taxes come first.
They use every dollar.
A larger down payment can feel safe while leaving no room for repairs, furnishings, emergencies, or a delayed closing.
They ignore the overlap.
Storage, movers, temporary housing, possession, and carrying two homes can change an otherwise comfortable plan.
Free Second Look
Get a free Move Clarity Review.
Bring the result. Justin will help pressure test the sale proceeds, closing sequence, and next home plan before you make a commitment.
It is not a loan estimate, settlement statement, appraisal, tax calculation, insurance quote, or lending approval. Rates, loan programs, mortgage insurance, taxes, title charges, compensation, credits, and closing costs vary. Confirm financing with a licensed lender and property specific proceeds with your agent and title company.